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Scam Text Messages With Links

Scam Text Messages With Links

scam text messages with links

 

2020 saw a rise in scam calls and text being sent our targeting UK citizens with a range of promises of tax refunds from the government for coronavirus relief funds to refunds from Paypal account and everything in between with the only thing in common is they’re all a scam.

 



Now the concept of digital scams are nothing new in fact they have been around for a very long time due to the covid-19 and lockdowns the scammers have been hard at work knowing that there are desperate people and families out there in need of help and a cash injection to see them by

 

How to spot a suspicious message or scam:


However, this is a phishing scam designed to steal your PayPal user name and password, which can then be used to rack up spending on your account.

Phishing is an attempt made to steal your personal data by impersonating a genuine or trusted source.

This image is advising that you have a tax refund from the government


Now with this phishing scam there trying to get personal information as possible to later use it to gain access to services and bank accounts within your name

The Golden Rule

We’ll look at how you might identify that this is a scam text in a moment, but let’s first reiterate the golden rule when it comes to emails asking you to take action on your account:

Don’t click the link, just log in as normal.

You should follow this rule whether the email or text is genuine or not.

Reputable companies know that email and text scamming is an issue, so if they want you to take any action on your account, they’ll tell you in your dashboard once you log in. Yes, they might send you a reminder as well and include a link to make it easier to jump straight to the right page, but as scammers are getting better and better, its getting harder telling a real from fake messages.

So don’t take the risk – don’t click the link.

How do we know this text is fake?

Phishing scammers play on the fact that most people lead busy lives. Most people just scan messages that come in, and if it looks OK at first glance, will click the link. Because of this, they don’t always have to look 100% genuine. However, there are usually signs if you take the time to look critically at the message.

1. Phone number.

These scammers clearly know that a foreign phone number will automatically attract the attention of a UK recipient, so they’ve used or spoofed a UK number. However, any name or number can be spoofed, so who the text appears to have come from should never be taken as proof of authenticity.

2. Link Address.

This is where the scammers have been clever in this case. People are starting to be more aware of website addresses that are not exactly right, such as paypalbills.com or pay-pal.co.uk etc…

At first glance, however, this link appears to be from Paypal’s genuine UK domain of paypal.co.uk.

However, if you look carefully, they aren’t slashes after paypal.co.uk, they are dots. What this means in web grammar is that the actual domain name here is ds8q.top and the paypal.co.uk has been created as a subdomain of this domain. Subdomains are always to the left of the main domain, separated by dots. Slashes are always to the right of the main domain (aside from the ones in https://) and indicate different pages or sections of that particular site. If this was a genuine Paypal link it would appear as http://paypal.co.uk/ds8q/top.

3. Security certificate.

A bit sloppy this one, but the link isn’t to a secure site, so uses http:// instead of https://.

Every reputable site that carries your payment details should be using https, and because Google and others are now giving more credibility to sites that carry security certificates regardless of whether they are used for financial transactions or not, pretty much every reputable website should now carry an https prefix. You should be suspicious of any unsolicited link you receive using an http prefix.

Added protection

This attempt at fraud is just one of the many thousands that are bouncing around every day, from simple attempts to steal personal data to attempts to seize and control your vital IT assets for financial gain (or just to be malicious, in some cases).

If your business hasn’t taken serious steps to mitigate the effects of online criminal activity, it’s really important that you do so..